When policyholders file a disability insurance claim, they often assume that state law consumer protections—like bad faith, punitive damages, and fair claims handling—will apply. But many are blindsided to learn…
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Doctors, dentists, investment advisers, athletes, entertainers, CPAs, company executives, business owners and all other high income earning individuals, make sure you know what you’re getting, and that you’re getting what…
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Long Term Disability Risks for Professional Athletes It is no secret that serious and permanent injuries occur to professional and college athletes on an alarmingly regular basis. As an Long-Term…
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What is ERISA ? ERISA is a law that strips all policyholders (who purchase their insurance from their employer) of the rights and the leverage they need to get their…
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What is the worst football injury you ever saw? Rashad Johnson, free safety for the Arizona Cardinals, severed his finger in a 2013 game against the Minnesota Vikings. Then, of…
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1. Once you have received your denial or termination of benefits letter from your carrier you should not speak at length with your claims representative or argue with…
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