The broad question is what are the things you have to watch out for when you’re filing a claim and what should you do? Do insurance companies conduct surveillance? Yes. Do they run...
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Doctors, dentists, investment advisers, athletes, entertainers, CPAs, company executives, business owners and all other high income earning individuals, make sure you know what you’re getting, and that you’re getting what…
Long Term Disability Risks for Professional Athletes It is no secret that serious and permanent injuries occur to professional and college athletes on an alarmingly regular basis. As an Long-Term...
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What is ERISA ? ERISA is a law that strips all policyholders (who purchase their insurance from their employer) of the rights and the leverage they need to get their…
1Almost ALL disability insurance policies purchased through your workplace are ERISA Preempted. These claim cases require specialized attention and a different approach than non-ERISA cases.2ERISA Preemption means your protections against...
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What is the worst football injury you ever saw? Rashad Johnson, free safety for the Arizona Cardinals, severed his finger in a 2013 game against the Minnesota Vikings. Then, of…
1. Once you have received your denial or termination of benefits letter from your carrier you should not speak at length with your claims representative or argue with…
