We get a lot of calls from people complaining about Guardian disability insurance. People are aggrieved by a variety of Guardian’s insurance practices. They decry Guardian’s frequent requests for progress reports, requests for updated medical records, paystubs, work production codes, requests for … [Read more...]
What Forbes Missed on Coronavirus and People with Disabilities
Coronavirus and People with Disabilities There is a very good article that appeared in forbes.com entitled 5 Things to know about coronavirus and people with disabilities. The 5 points of this article are, 1. That people with a disability may experience a higher level of anxiety due to the … [Read more...]
Coronavirus (Covid-19) and Disability Insurance
Doctor wearing respiratory mask and holding the Coronavirus Covid-19 Fears of the Corona Virus have sent global economies and stock markets into a tailspin. Many of those affected have responded by seeking medical testing and treatment. Others are avoiding the spread by “self-isolating.” A third … [Read more...]
What? I’m being sued by my insurance company?
The broad question is what are the things you have to watch out for when you’re filing a claim and what should you do? Do insurance companies conduct surveillance? Yes. Do they run around with cameras trying to see if you can carry groceries from the grocery store to … [Read more...]
Does ERISA help you or hurt you?
As a result of ERISA, if you obtain your insurance at the workplace you don’t have as many remedies as you otherwise would have. All of your rights are eliminated under state law, because federal law takes over, and federal law under ERISA doesn’t exist. There are no protections under federal law. … [Read more...]
