Who should I talk to if I think I have a problem? Well, often a policy holder when he/she notices that things are changing and that he/she may have to...
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And How and When Not to… Knowing “when” to seek legal counsel from a disability attorney is one of the first questions we receive from insurance policyholders who have become...
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Do you have questions about your insurance claim? Check our Frequently Asked Questions first! Are there different types of individual disability insurance policies? Yes. There are several types of policies....
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When to Contact a Bad Faith Lawyer Some states have established laws protecting consumers against bad faith by insurance companies. Bad faith is defined as "the unfair or unreasonable denial or...
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Beware of these Top Ten tactics used by the insurance companies to deny or underpay long term disability insurance claims! 1You Are Denied Long Term Disability Because You Are Erisa...
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Underpayment of claims is, sadly, a very common practice. One of the typical methods of underpayment is the purchase of policy benefits by the insurance company. The company will run...
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In Kuntz v Aetna, 2013, the Federal Court found that for Aetna abused its discretion in having based its disability claim denial in a mental health impairment case on a…
So what do you really think. Ray Bourhis? If an insurance company defrauds or cheats a policyholder out of the benefits the policyholder is owed, and if, as a result,...
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Drug or alcohol addiction or abuse is clearly a disabling condition qualifying for long term disability benefits. If a claimant with a drug or alcohol addiction goes through a...
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While every Long-Term Disability (LTD) policy includes a definition of total disability, many states (including California, Arizona, and Florida) have their own legal definition of total disability. What happens when...
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