And How and When Not to…
Knowing “when” to seek legal counsel from a disability attorney is one of the first questions we receive from insurance policyholders who have become disabled under private insurance policies.
If you should become disabled under a private insurance policy obtaining benefits is not always as easy as simply submitting your claim. There are important pitfalls you need to avoid in order to prevent your claim from being denied or underpaid.
Generally, the earlier in the process you obtain advice on a long term disability insurance claim, the better. This is a complex area – both because of the wording of the policies, and because of the laws and regulations affecting them.
Keeping this in mind when you begin medical treatment is essential. It is important that you be diagnosed and treated by highly-skilled, credible medical experts who are familiar with the legal meaning of the terminology contained in the physician statement forms, which they will be required to complete.
Once you begin the claim process, all documentation will be placed under scrutiny. The claims forms you must submit to your company can present a mine field of potentially hazardous obstacles, and improper documentation can cause long-term delays or even denial of benefits.
If you speak to an experienced Long Term Disability attorney BEFORE you file your claim, you can avoid making critical mistakes during the process. (Your discussions with the lawyer will be confidential and privileged.)
Choosing the right lawyer to represent you in an LTDI claim can be a daunting task.
Bourhis Law Group, PC focuses on long term disability representation for medical, dental, healthcare, financial, technology and business professionals.
Here are important questions you should ask any lawyer you are considering retaining: