Calculating the Long Term Disability Buyout
If your long-term disability insurance claim has been approved, you are receiving monthly benefits provided under the terms of your policy. Monthly disability benefits usually are provided either to age 65 or lifetime. Some claimants prefer to accelerate those payments and receive a lump sum buyout … [Read more...]
Surveillance Practices in Long Term Disability Cases
At Bourhis Law Group, we often receive calls from claimants scared that they are being watched and followed by their insurance companies. In truth, this is a very common practice in the insurance industry and it is, for the most part, completely legal. Insurance fraud costs insurance … [Read more...]
California Long Term Disability Lawyer
Are you a California Long Term Disability insurance claimant suffering from disabling conditions that affect the performance of your work duties? Although California law prohibits insurers from underpaying or under-settling Long Term Disability insurance claims unfairly, many claimants are denied, … [Read more...]
Help for Disabled Doctors, Dentists and Healthcare Professionals
Medical practitioners in the State of California are deemed totally disabled under the Any Occupation standard if he or she cannot perform the material duties of any occupation consistent with his education, training and/or experience. This means if you are a dentist and are able to perform routine … [Read more...]
California System Administrators, Internet Technology and Data Analysts
Technology continues to evolve disability insurance claims for computer and data professionals. From migraine headaches to carpal tunnel syndrome, a wide range of injuries qualify for Long Term Disability insurance benefits under private insurance policies. Technology professionals who have Own … [Read more...]
Business Owners, CEOs, Financial Officers and Other Professionals Holding Own Occupation Long Term Disability Insurance in California
Business owners, manager, and executives that find themselves unable to work are often faced with an exceptional burden of proving their disability. Unlike other professions, managerial positions require performance of a wide-range of duties as well as the responsibility to manage staff, interact … [Read more...]
What? I’m being sued by my insurance company?
The broad question is what are the things you have to watch out for when you’re filing a claim and what should you do? Do insurance companies conduct surveillance? Yes. Do they run around with cameras trying to see if you can carry groceries from the grocery store to … [Read more...]
Does ERISA help you or hurt you?
As a result of ERISA, if you obtain your insurance at the workplace you don’t have as many remedies as you otherwise would have. All of your rights are eliminated under state law, because federal law takes over, and federal law under ERISA doesn’t exist. There are no protections under federal law. … [Read more...]
Underpayment Offers from Long-Term Disability Insurance Companies
Underpayment of claims is, sadly, a very common practice. One of the typical methods of underpayment is the purchase of policy benefits by the insurance company. The company will run calculations in order to be able to do offer that as a fairly speedy resolution to the disability claim.For example, … [Read more...]
